Protect your business, streamline your operations and provide benefits your employees need and can afford, whether you have 50 employees or are an army of one.
Running a business involves two kinds of work:
A professional employer organization, or PEO, helps with the second part. Through a structure called co-employment, your business and BuoyPEO share certain employer responsibilities.
You run the business.
You choose who works for you, what they do, how they are managed and how your company operates. You keep control of your employees, customers, brand and daily decisions.
BuoyPEO handles the employer administration.
BuoyPEO helps manage payroll, payroll tax filings, employee benefits, HR support, workers’ compensation, onboarding and compliance-related tasks.
Think of it this way:
You lead the people. BuoyPEO handles much of the paperwork and infrastructure behind them.
By joining the BuoyPEO platform, your workforce becomes part of a larger employment group. This can give your business access to benefits, technology and HR resources that may be difficult or expensive to obtain on your own.
For an established company, it can feel like gaining a full HR, payroll and benefits department without having to build one internally.
For an eligible independent professional or self-employed business owner, BuoyPEO can also help create a payroll and benefits structure while allowing the individual to remain in control of their own business.
Better Benefits
Access competitive health insurance, retirement plans and other employee benefits through a larger group.
Less Administrative Work
Spend less time managing payroll, onboarding, benefits, tax filings and HR paperwork.
More HR Support
Get professional help with employee questions, workplace policies and changing employment requirements.
Lower Compliance Risk
BuoyPEO helps manage important employer responsibilities and reduce avoidable mistakes.
More Time to Grow
Your team can focus on serving customers and growing the business while BuoyPEO manages much of the work behind the scenes.
According to Buoy’s 2026 U.S. Health Coverage Affordability Crisis Report, healthcare costs are rising at 2x to 5x the rate of worker wages, leaving small businesses and families trapped by rising expenses.
Gain direct access to a dedicated HR consultant for custom employee handbooks, daily operational challenges, and strategic guidance. Offload employer risk and win back your time with total confidence.
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Streamline your talent pipeline from application to day one. Our built-in applicant tracking system (ATS) and digital onboarding portals deliver a smooth, paperless experience with automated workflows.
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Run flawless payroll across all 50 states for W-2 employees and 1099 contractors. Features include integrated time tracking, simple direct deposits, job costing and stress-free tax compliance.
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Attract and retain top talent with competitive group benefits packages. Manage major medical, accident coverage and 401(k) retirement planning through a user-friendly, self-service enrollment portal.
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Stay ahead of changing employment laws and local tax filings with automated alerts and expert oversight. We minimize corporate risk and keep your business protected without the legal jargon.
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Protect your workforce and your bottom line. We help you build tailored safety programs, conduct professional risk assessments and manage workers' compensation claims for a secure work environment.
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Help your team excel at their craft with a built-in learning management system (LMS). Access custom learning paths, compliance modules and full training libraries to boost daily performance.
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Build a supported, successful team. Access modern performance tracking tools, regular feedback loops and employee assistance programs (EAP) that prioritize your workforce's mental and emotional well-being.
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At Buoy, we understand that the right support can make all the difference in the vast ocean of business challenges. That's why we've tailored our IT and CRM solutions to be your steadfast partners in growth and efficiency. Whether you're steering through the complexities of digital transformation or charting a course towards enhanced customer relationships, our services are designed to keep your business afloat and sailing smoothly.
True growth isn't one-size-fits-all. A local restaurant, a clinical medical group, a logistics provider or a freelance creator all operate under completely different financial pressures. We design specialized pathways that fit your exact industry and team setup.
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Essential business protections shouldn't be hidden behind expensive add-on tiers. When you join BuoyPEO, these core advantages come standard across our ecosystem:
Humanized healthcare via Buoy CHAMP: Supplemental, zero-deductible healthcare giving your crew $0 copay access to primary care, urgent care, 24/7 virtual care and mental health support.
Insurance review, included: Compare available options and pricing on your business and personal coverage with a licensed insurance professional — powered by Insureon for business and VIU by HUB for personal.
Harbor Shield audit defense: IRS audit defense support tied to your Section 125 benefit structure for the plan year, funded through the plan at no added cost to you, with covered legal costs up to stated limits. Attorneys are independent and retained by you; Harbor Shield is not a law firm.
With over 81 million independent contractors, freelancers and gig workers in the U.S., traditional benefits usually leave solo workers behind. Our Gig PEO brings corporate-level healthcare, tax tools and financial perks directly to independent workers, giving you the safety net of a large company while you remain your own boss.
If you run a tipped business or work in a tipped industry (like restaurants, salons, spas, hospitality or rideshare), BuoyPEO unlocks massive savings in the tax code.
By combining modern tip deduction rules with available employer tax credits inside a simple, compliant setup, we help tipped workers and business owners keep $4,000 to $7,000 more in their pockets every year. Everything flows automatically through your payroll, backed by the compliance team at Anchor Accounting Services.
Best of all, we connect this system directly with tools that turn your reported income and tips into a stronger credit score, giving you real financial leverage to grow.
Effortlessly manage payroll, enterprise-grade benefits and HR compliance for both your W-2 employees and contractors, all in one unified platform. Minimize your daily administrative hassles, lower your operational overhead and keep your primary focus entirely on driving business growth.
Welcome to a PEO model designed specifically to empower independent workers. We remove the traditional 50-employee barrier, allowing solo professionals and microteams to access group health benefits, workers’ compensation and corporate-level tax structures without giving up an ounce of their independence.
That’s a better way. That’s Buoy PEO.
Get Started Today“Before Buoy, I was using 6 different solutions to track customer data. Buoy’s all-in-one CRM is a game-changer.”
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Casey Taylor
Sales Agent
“As a painter on call during the day, I needed a simple solution for responding to my clients right away. Buoy helped me automate my processes while capturing valuable data.”
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Neil Grist
Grist Painting
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