Introducing the PEO of Tomorrow.  Built for Your Crew, Not Just Your Ledger.

Protect your business, streamline your operations and provide benefits your employees need and can afford, whether you have 50 employees or are an army of one.

Life Insurance

Community

Marketplace Savings

Payroll

Taxes

Community

Marketplace Savings

Life Insurance

Payroll

Taxes

Community

Marketplace Savings

Life Insurance

Payroll

Taxes

Community

compliance

medical

dental

vision

payroll

Life insurance

Short & Long Term Disability insurance

401k retirement savings account

Applicant Tracking System (ATS)

Time & Attendance Tracking

Learning Management

Employee Assistance (EAP)

Thousands of businesses. One Buoy. Explore the all-in-done CRM today.

60,000+

Customers

1.4M+

Businesses

622M+

Leads

14.7B+

Conversations

Discover the power of seamless technology integration with BuoyIT

At Buoy, we understand that the right support can make all the difference in the vast ocean of business challenges. That's why we've tailored our IT and CRM solutions to be your steadfast partners in growth and efficiency. Whether you're steering through the complexities of digital transformation or charting a course towards enhanced customer relationships, our services are designed to keep your business afloat and sailing smoothly.

What Is a PEO? Let’s Keep It Simple.

Running a business involves two kinds of work:

Managing your team and growing the business

Handling payroll, benefits, HR paperwork, taxes, and compliance

A Professional Employer Organization, or PEO, helps with the second part. Through a structure called co-employment, your business and BuoyPEO share certain employer responsibilities.

How Co-Employment Works

What This Means for Your Business

Why Businesses Partner With BuoyPEO

Facing Skyrocketing Health Plan Renewals? You’re Not Alone.

According to Buoy’s 2026 U.S. Health Coverage Affordability Crisis Report, healthcare costs are rising at 2x to 5x the rate of worker wages, leaving small businesses and families trapped by rising expenses.

$26,993 average annual cost for family coverage.

58% jump in net individual marketplace premiums.

55% of working families forced to cut essential spending due to medical bills.

BuoyPEO: Everything Your Business Needs, Managed Under One Roof

Complete 360° Support & Consulting

Gain direct access to a dedicated HR consultant for custom employee handbooks, daily operational challenges, and strategic guidance. Offload employer risk and win back your time with total confidence.

Hiring and Onboarding

Streamline your talent pipeline from application to day one. Our built-in Applicant Tracking System (ATS) and digital onboarding portals deliver a smooth, paperless experience with automated workflows.

Payroll and Taxes

Run flawless payroll across all 50 states for W-2 employees and 1099 contractors. Features integrated time tracking, simple direct deposits, job costing, and stress-free tax compliance.

Health & Financial Benefits

Attract and retain top talent with competitive group benefits packages. Manage major medical, accident coverage, and 401(k) retirement planning through a user-friendly, self-service enrollment portal.

Compliance & Risk Management

Stay ahead of changing employment laws and local tax filings with automated alerts and expert oversight. We minimize corporate risk and keep your business protected without the legal jargon.

Workplace Safety

Protect your workforce and your bottom line. We help you build tailored safety programs, conduct professional risk assessments, and manage workers' compensation claims for a secure work environment.

Training & Development

Help your team excel at their craft with a built-in Learning Management System (LMS). Access custom learning paths, compliance modules, and full training libraries to boost daily performance.

Employee Engagement & Wellbeing

Build a supported, successful team. Access modern performance tracking tools, regular feedback loops, and Employee Assistance Programs (EAP) that prioritize your workforce's mental and emotional well-being.

Tailored by Industry. Built for Your People.

True growth isn't one-size-fits-all. A local restaurant, a clinical medical group, a logistics provider or a freelance creator all operate under completely different financial pressures. We design specialized pathways that fit your exact industry and team setup.

The Buoy STANDARD

Essential business protections shouldn't be hidden behind expensive add-on tiers. When you join BuoyPEO, these core advantages come standard across our ecosystem:

Humanized Healthcare via Buoy CHAMP: Supplemental, zero-deductible healthcare giving your crew $0 copay access to primary care, urgent care, 24/7 virtual care and mental health support.

Personalized Insurance Advice: Work directly with a dedicated insurance advisor to monitor, audit, and save on both your commercial and personal insurance lines.

Harbor Shield 125 Compliance: Rest easy knowing your Section 125 plan structure is automated and backed by full IRS audit defense for maximum tax efficiency.

Specialized Innovation: Accessible, Compliant, Transformative

The Gig PEO Solution

With over 81 million independent contractors, freelancers, and gig workers in the U.S., traditional benefits usually leave solo workers behind. Our Gig PEO brings corporate-level healthcare, tax tools, and financial perks directly to independent workers, giving you the safety net of a large company while you remain your own boss.

The BuoyPEO Tip+Tax Advantage

If you run a tipped business or work in a tipped industry (like restaurants, salons, spas, hospitality or rideshare), BuoyPEO unlocks massive savings in the tax code.

By combining modern tip deduction rules with available employer tax credits inside a simple, compliant setup, we help tipped workers and business owners keep $4,000 to $7,000 more in their pockets every year. Everything flows automatically through your payroll, backed by the compliance team at Anchor Accounting Services.

Best of all, we connect this system directly with tools that turn your reported income and tips into a stronger credit score, giving you real financial leverage to grow.

Choose Your Pathway

For Small to Large Businesses

Effortlessly manage payroll, enterprise-grade benefits, and HR compliance for both your W-2 employees and contractors, all in one unified platform. Minimize your daily administrative hassles, lower your operational overhead and keep your primary focus entirely on driving business growth.

For 1099 Contractors & Independent Professionals

Welcome to the only PEO model in the United States designed specifically to empower independent workers. We remove the traditional 50-employee barrier, allowing solo professionals and micro-teams to access group health benefits, workers’ compensation and corporate-level tax structures without giving up an ounce of their independence.

Save More. Time. Energy. Money.
Do More. To Grow Your Business.

Unlock the full potential of your business with BuoyPEO. Our professional employer organization (PEO) services empower businesses and 1099 contractors to save money, reduce risk and focus on what truly matters, growing your business.

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Faster growth rate.

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Increased employee loyalty.

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Less likely to go out of business.

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ROI of using a PEO.

Better Benefits. Better Advice. Better Support. Better Pricing.

That’s a better way. That’s Buoy PEO.

“Before Buoy, I was using 6 different solutions to track customer data. Buoy’s all-in-one-place interface and CRM is a game-changer.”

Casey Taylor

Sales Agent

“As a painter on call during the day, I needed a simple solution for responding to my clients right away. Buoy helped me automate my processes while capturing valuable data.”

Neil Grist

Grist Painting

Ready to Simplify Your HR?

Get Started Today