Roth and Traditional Contribution Options
Self-employed individuals have the flexibility to choose between Roth and Traditional contributions. With Traditional contributions, you can contribute pre-tax dollars, reducing your current taxable income and allowing investments to grow tax-deferred. With Roth contributions, you contribute after-tax dollars, enabling tax-free growth and withdrawals in retirement.
Robust, Custom-Built Investment Options and Control
Our plan offers a comprehensive and customizable range of investment options, allowing self-employed individuals to build a portfolio tailored to their unique risk tolerance, investment objectives, and financial goals. With access to a diverse lineup of funds and asset classes, you have full control over your investments, ensuring a strategy that aligns with your long-term vision and financial success.
Flexible Contribution Limits
Offers higher contribution limits compared to traditional IRAs, enabling self-employed individuals to save more for their retirement and achieve their financial goals more effectively.
Access to Loans and Hardship Withdrawals
Enables self-employed individuals to borrow from their 401(k) account or make hardship withdrawals in case of financial emergencies, providing an additional layer of financial security and flexibility.
